This free tool enables you to track your spending, income, bank accounts, credit cards, home value, crypto and both retirement and taxable investment accounts. Personal CapitalĪrguably the best overall money app is Personal Capital. It also monitors my asset allocation and indicates when it’s time to rebalance. The spreadsheet tracks stock, ETF and mutual fund prices. I’ve used these Google finance functions to create a free investment tracking spreadsheet. You can track the price, name and even expense ratio of most ETFs and mutual funds. Google offers finance functions that make it easy to import data on stocks, ETFs and mutual funds. I use Sheets to track my investments and net worth. One can easily track spending with Sheets, and there are free budget templates available. Google Sheets is a versatile spreadsheet app. Jakub Porzycki / NurPhoto via Getty Images) With that in mind, here are seven of the best free tools to help you make the most of your money. Ultimately, the best tools help us manage our money and make smart financial decisions. From budgeting to investing to credit score monitoring, these tools can help us better understand our finances. Fintech companies have launched promising countless tools to help us manage our money.
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